Category: Homeowners Insurance
Common Insurance Myths Debunked
January 16, 2026
What Your Friend on Social Media Got Wrong! Everyone has that friend who becomes an instant expert after watching a short video or reading a...
Your New Year’s Insurance Checklist
January 1, 2026
A new calendar year is a natural reset. Over the past 12 months, you may have moved, bought a car, started a home-based business, gotten...
Soaring Premiums Push Homeowners Toward Higher Deductibles to Keep Coverage Affordable
December 11, 2025
Share Article to LinkedIn A key response has been the greater acceptance of higher deductibles, which can lower premiums but shift more financial responsibility to...
December 2, 2025
Home Values Have Surged in 10 Metros Since 2019 Realtor.com economists recently analyzed the 100 largest U.S. metro areas to see where typical home values...
A Guide to Winterizing Your Home
December 2, 2025
Drafts, Doors, and Dollars To winterize your home, start with the biggest leaks, such as attic hatches, exterior doors, baseboards, and windows. Add adhesive weatherstripping...
Preventing a Home Insurance Claim from Getting Denied
November 16, 2025
Home insurance offers peace of mind in case of unexpected damage or loss, but that protection only applies if your claim is approved. Many homeowners...
Fall Home Checklist: Protecting Your Property Before Winter Hits
October 16, 2025
When fall is in the air, it is the perfect reminder that winter is just around the corner. Preparing your home now for colder weather...
National Fire Safety Week: Is Your Household Prepared for Evacuation?
October 2, 2025
National Fire Safety Week serves as a reminder each October to re-evaluate our preparedness for house fires. While many families install smoke detectors, check fire...
Home Sweet Home: Insuring Your Property and Belongings
August 14, 2025
Your home is more than just a place to live. It’s your most valuable asset and the center of your everyday life. Homeowners insurance is...
Will My Homeowners Insurance Cover My Home Business?
July 19, 2025
Running a business from the comfort of your home is incredibly convenient, but it also raises questions about insurance coverage. While homeowners' insurance can offer...
Customer Reviews
Ray Beaird at Carolina Insurance Group in Garner NC has been my insurance agent...
Rich V
Ray Beaird is a good man. I have two cars insured with his office and would...
Terence M
Taking the time out to go over different options for my insurance package.
Dre
The company and staff is always very helpful
Charles G
CG
Carolina insurance has provided me with great friendly customer service to...
Jim E
Ray and Phyllis have consistently provided me with exceptional service and...
Mark B
We have been represented by Carolina Insurance Group for decades now. We have...
Nan B
Ray was great. He answered all of my questions and got me a much better rate...
Chris D
Ray was very accommodating in servicing our needs on a pretty tight timeline. ...
Steve L
SL