Category: Homeowners Insurance
Halloween Safety: What Your Auto and Homeowners Insurance Should Cover This Season
October 16, 2026
Halloween is one of the busiest nights of the year for pedestrians, with trick-or-treaters of all ages moving through neighborhoods after dark. Between excited kids...
Upgraded Homeowners Coverage in Garner & Fuquay-Varina: A Look at Nationwide HE-7
October 9, 2026
Garner and Fuquay-Varina keep growing, with new subdivisions, renovated older homes and families settling in for the long haul. Protecting your home matters more as...
Fire Prevention Week: Home Safety Steps and What Your Homeowners Insurance Covers
October 2, 2026
Every October, the National Fire Protection Association observes Fire Prevention Week, which falls on October 4-10 in 2026. The observance began over a century ago...
Fall Home Insurance Checklist for Garner & Fuquay-Varina Homeowners
September 29, 2026
Cooler mornings, falling leaves, and the first frost are a good reminder to walk your property and your policy. Homeowners in Garner and Fuquay-Varina face...
HO-3 vs HE-7 Homeowners Insurance: What Garner & Fuquay-Varina Homeowners Should Know
September 10, 2026
If you own a home in Garner or Fuquay-Varina, you've probably heard the term "homeowners insurance"—but you may not have heard of the policy forms...
Renters Insurance Costs Less Than Your Streaming Subscriptions — So Why Do So Many Renters Skip It?
August 3, 2026
If you rent your home or apartment, there's a common and costly assumption floating around: that your landlord's insurance policy protects your belongings. It doesn't....
Does Your Homeowners Policy Really Cover Your ATV or Golf Cart? Probably Not the Way You Think
July 27, 2026
If you own an ATV, golf cart, or similar recreational vehicle, there's a good chance you're assuming it's protected the same way your lawn mower...
US Home Prices Show Modest Annual Growth With Sharp Regional Variation in Spring 2026
July 13, 2026
A closer look at the 3-month home price index through April shows prices rose 0.8% since the start of the year. Published on June 25,...
Grilling Safety Tips for Propane, Charcoal and Gas Grills
June 29, 2026
Grilling food outside is a classic summer pastime but it’s not without risk. According to the National Fire Protection Association (NFPA), grills are involved in...
National Homeownership Month: How to Make Sure Your Home Insurance Keeps Up
June 2, 2026
June is National Homeownership Month — a great time to celebrate the pride of owning a home and to make sure that home is well-protected....
Customer Reviews
Ray Beaird is a good man. I have two cars insured with his office and would...
Terence M
I have been a customer of Carolina Insurance Group and Ray Beaird for many...
Steve M
The company and staff is always very helpful
Charles G
CG
Carolina insurance has provided me with great friendly customer service to...
Jim E
Ray and Phyllis have consistently provided me with exceptional service and...
Mark B
We have been represented by Carolina Insurance Group for decades now. We have...
Nan B
Sandy (A.K.A Sandra) has always been so kind and very helpful for me with all...
Kayla A
Ray was great. He answered all of my questions and got me a much better rate...
Chris D
Ray was very accommodating in servicing our needs on a pretty tight timeline. ...
Steve L
SL
I worked with Ray at Carolina Insurance Group and he made the insurance...
Michael L
