Home > Homeowners insurance
Category: Homeowners Insurance

Spring Insurance: 5 Tips for Seasonal Risks
April 16, 2026
The arrival of spring brings a welcome change in weather, but it also ushers in a unique variety of challenges for homeowners and drivers alike....

How Landscaping Can Impact Your Homeowners’ Insurance
April 1, 2026
National Lawn and Garden Month is a perfect reminder to enhance the beauty of your property via thoughtful landscaping. While a lush green lawn and...

Home & Auto Spring Maintenance Checklist
March 16, 2026
Spring maintenance keeps your property in good condition and helps you get better insurance rates. Evaluating your home exterior after winter is a critical step...

Spring Break Insurance Tips
March 2, 2026
Spring break travel often involves cross-country road trips, beach days, and struggling through crowded airport terminals. Many travelers focus solely on booking flights, forgetting to...
Understanding Home and Auto Insurance Rates in North Carolina for 2026
February 26, 2026
As a resident of North Carolina, staying informed about home and auto insurance rates is essential, especially with the state's unique blend of coastal risks,...

Why a Basic Home Insurance Policy Isn’t Always Enough
February 16, 2026
While a typical homeowners insurance policy offers a reliable starting point, it’s important to remember that “standard” only goes so far. Since every home, lifestyle,...

A Homeowner’s Guide to Dealing with Ice Dams
February 2, 2026
Ice dams form when snow on a roof melts, runs down to colder eaves, and refreezes into a ridge that blocks drainage. Over repeated melt-freeze...
How To Prevent Frozen Pipes
January 20, 2026
How To Prevent Frozen Pipes (And What To Do If They Freeze Anyway) by Erie Insurance on December 31, 2025 Frigid winter temperatures can cause pipes to freeze...

Common Insurance Myths Debunked
January 16, 2026
What Your Friend on Social Media Got Wrong! Everyone has that friend who becomes an instant expert after watching a short video or reading a...

Your New Year’s Insurance Checklist
January 1, 2026
A new calendar year is a natural reset. Over the past 12 months, you may have moved, bought a car, started a home-based business, gotten...
Customer Reviews
Ray Beaird at Carolina Insurance Group in Garner NC has been my insurance agent...
Rich V

Ray Beaird is a good man. I have two cars insured with his office and would...
Terence M

Taking the time out to go over different options for my insurance package.
Dre

The company and staff is always very helpful
Charles G
CG
Carolina insurance has provided me with great friendly customer service to...
Jim E

Ray and Phyllis have consistently provided me with exceptional service and...
Mark B

We have been represented by Carolina Insurance Group for decades now. We have...
Nan B

Ray was great. He answered all of my questions and got me a much better rate...
Chris D

Ray was very accommodating in servicing our needs on a pretty tight timeline. ...
Steve L
SL