Category: Home Insurance
HO-3 vs HE-7 Homeowners Insurance: What Garner & Fuquay-Varina Homeowners Should Know
September 10, 2026
If you own a home in Garner or Fuquay-Varina, you've probably heard the term "homeowners insurance"—but you may not have heard of the policy forms...
That Guitar, Coin Collection, or Comic Book Stash Might Be Worth More Than Your Policy Covers
August 18, 2026
Most homeowners and renters policies include coverage for personal property — but that coverage is built for everyday belongings, not specialty items with values that...
US Home Prices Show Modest Annual Growth With Sharp Regional Variation in Spring 2026
July 13, 2026
A closer look at the 3-month home price index through April shows prices rose 0.8% since the start of the year. Published on June 25,...
National Homeownership Month: How to Make Sure Your Home Insurance Keeps Up
June 2, 2026
June is National Homeownership Month — a great time to celebrate the pride of owning a home and to make sure that home is well-protected....
Moving to Raleigh NC in 2026? Your Complete Insurance Checklist for Home, Auto, and More
May 19, 2026
Moving to Raleigh NC in 2026? Your Complete Insurance Checklist for Home, Auto, and More Raleigh and the Research Triangle area continue as one of...
Does Your Roof Affect Homeowners’ Insurance Rates?
May 2, 2026
Part of providing for your family is literally “putting a roof over their heads.” Your home’s roof protects your family and property from damage. The...
May 1, 2026
HO3 vs. HE7 Homeowners Insurance in North Carolina: Why Most Homeowners Should Choose the Enhanced HE7 Form HO3 vs. HE7 Homeowners Insurance in North Carolina:...
How Landscaping Can Impact Your Homeowners’ Insurance
April 1, 2026
National Lawn and Garden Month is a perfect reminder to enhance the beauty of your property via thoughtful landscaping. While a lush green lawn and...
Understanding Home and Auto Insurance Rates in North Carolina for 2026
February 26, 2026
As a resident of North Carolina, staying informed about home and auto insurance rates is essential, especially with the state's unique blend of coastal risks,...
Why a Basic Home Insurance Policy Isn’t Always Enough
February 16, 2026
While a typical homeowners insurance policy offers a reliable starting point, it’s important to remember that “standard” only goes so far. Since every home, lifestyle,...
Customer Reviews
Ray Beaird is a good man. I have two cars insured with his office and would...
Terence M
I have been a customer of Carolina Insurance Group and Ray Beaird for many...
Steve M
The company and staff is always very helpful
Charles G
CG
Carolina insurance has provided me with great friendly customer service to...
Jim E
Ray and Phyllis have consistently provided me with exceptional service and...
Mark B
We have been represented by Carolina Insurance Group for decades now. We have...
Nan B
Sandy (A.K.A Sandra) has always been so kind and very helpful for me with all...
Kayla A
Ray was great. He answered all of my questions and got me a much better rate...
Chris D
Ray was very accommodating in servicing our needs on a pretty tight timeline. ...
Steve L
SL
I worked with Ray at Carolina Insurance Group and he made the insurance...
Michael L
