Category: Affordable Insurance
Boats and Jet Skis: What Your Homeowners Policy Won’t Tell You It’s Missing
October 6, 2026
Summer means time on the water — but many boat and jet ski owners are surprised to learn just how limited their coverage actually is...
HO-3 vs HE-7 Homeowners Insurance: What Garner & Fuquay-Varina Homeowners Should Know
September 10, 2026
If you own a home in Garner or Fuquay-Varina, you've probably heard the term "homeowners insurance"—but you may not have heard of the policy forms...
US Home Prices Show Modest Annual Growth With Sharp Regional Variation in Spring 2026
July 13, 2026
A closer look at the 3-month home price index through April shows prices rose 0.8% since the start of the year. Published on June 25,...
Understanding Home and Auto Insurance Rates in North Carolina for 2026
February 26, 2026
As a resident of North Carolina, staying informed about home and auto insurance rates is essential, especially with the state's unique blend of coastal risks,...
Soaring Premiums Push Homeowners Toward Higher Deductibles to Keep Coverage Affordable
December 11, 2025
Share Article to LinkedIn A key response has been the greater acceptance of higher deductibles, which can lower premiums but shift more financial responsibility to...
Customer Reviews
Ray Beaird is a good man. I have two cars insured with his office and would...
Terence M
I have been a customer of Carolina Insurance Group and Ray Beaird for many...
Steve M
The company and staff is always very helpful
Charles G
CG
Carolina insurance has provided me with great friendly customer service to...
Jim E
Ray and Phyllis have consistently provided me with exceptional service and...
Mark B
We have been represented by Carolina Insurance Group for decades now. We have...
Nan B
Sandy (A.K.A Sandra) has always been so kind and very helpful for me with all...
Kayla A
Ray was great. He answered all of my questions and got me a much better rate...
Chris D
Ray was very accommodating in servicing our needs on a pretty tight timeline. ...
Steve L
SL
I worked with Ray at Carolina Insurance Group and he made the insurance...
Michael L
