Insurance Blog
Halloween Safety: What Your Auto and Homeowners Insurance Should Cover This Season
October 16, 2026
Halloween is one of the busiest nights of the year for pedestrians, with trick-or-treaters of all ages moving through neighborhoods after dark. Between excited kids...
Auto Insurance Features Worth Knowing in Garner & Fuquay-Varina
October 9, 2026
Shopping for car insurance usually comes down to price, but the features in a policy matter just as much when something goes wrong. Maybe it's...
Upgraded Homeowners Coverage in Garner & Fuquay-Varina: A Look at Nationwide HE-7
October 9, 2026
Garner and Fuquay-Varina keep growing, with new subdivisions, renovated older homes and families settling in for the long haul. Protecting your home matters more as...
SmartRide® Safe-Driving Savings in Garner & Fuquay-Varina
October 9, 2026
If you drive Highway 401 into Fuquay-Varina every day, or take US-70 and I-40 between Garner and Raleigh, how you drive affects your auto insurance...
Fall Restaurant Insurance Checklist for Garner & Fuquay-Varina
October 9, 2026
Fall is busy for Triangle restaurants and bars—football crowds, patio weather swings, holiday catering bookings, and staff turnover before the holidays. A quick coverage check...
Life Insurance Riders 101: Customizing Your Policy to Fit Your Needs
October 7, 2026
Life insurance policies aren't always one-size-fits-all. Many insurers offer optional add-ons, known as riders, that let policyholders adjust their coverage to better match their personal...
Medicare Part D Explained: Understanding Prescription Drug Coverage
October 6, 2026
Prescription drug costs are a significant consideration for many people on Medicare, and Medicare Part D is the part of the program specifically designed to...
Boats and Jet Skis: What Your Homeowners Policy Won’t Tell You It’s Missing
October 6, 2026
Summer means time on the water — but many boat and jet ski owners are surprised to learn just how limited their coverage actually is...
Cybersecurity Awareness Month: Does Your Business Need Cyber Liability Insurance?
October 4, 2026
Every October, the Cybersecurity and Infrastructure Security Agency (CISA) leads Cybersecurity Awareness Month, a nationwide effort to help individuals and organizations better protect themselves online....
Fire Prevention Week: Home Safety Steps and What Your Homeowners Insurance Covers
October 2, 2026
Every October, the National Fire Protection Association observes Fire Prevention Week, which falls on October 4-10 in 2026. The observance began over a century ago...
Customer Reviews
Ray Beaird is a good man. I have two cars insured with his office and would...
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I have been a customer of Carolina Insurance Group and Ray Beaird for many...
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The company and staff is always very helpful
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