Insurance Blog
How ERIE Handles Claims Away from Home
August 23, 2026
Insurance claims usually aren’t a top priority for travelers heading on a road trip. A specialized team of ERIE claims professionals make certain they remain...
Back to School, Back to Basics: Why August Is a Good Time to Review Your Life Insurance
August 22, 2026
Every August, families across the country shift into a new gear. School supplies are purchased, schedules are reorganized, and households go from a slower summer...
Medicare Supplement Insurance (Medigap): What It Is and How It Works
August 21, 2026
Original Medicare—Parts A and B—provides broad coverage for hospital and medical services, but it does not cover everything. Deductibles, copays, and coinsurance can add up,...
Business Interruption Insurance: What Happens When Your Business Has to Close Temporarily?
August 19, 2026
Most business owners think about insurance in terms of protecting physical assets—the building, the equipment, the inventory. But what about the income your business generates?...
That Guitar, Coin Collection, or Comic Book Stash Might Be Worth More Than Your Policy Covers
August 18, 2026
Most homeowners and renters policies include coverage for personal property — but that coverage is built for everyday belongings, not specialty items with values that...
Boat, RV, and ATV Insurance: What Recreational Vehicle Owners Need to Know
August 16, 2026
Summer is peak season for recreational vehicles. Whether you're out on the water with a boat, exploring the country in an RV, or hitting a...
The Hidden Risk of 'We've Always Done it that Way'
August 10, 2026
Every business has that one process no one questions. Maybe it’s the filing cabinet that’s been the “system” for 20 years. The machine that’s held...
Cybersecurity Training Tips for Small Business Owners and Employees
August 10, 2026
Cybersecurity training doesn’t have to be complicated. If you run a small business, your employees don’t need to become IT experts—and neither do you. They...
Is Your Employer-Provided Life Insurance Enough? What You Should Know
August 7, 2026
Employer-provided life insurance, often called group life insurance, is a policy your employer purchases to cover you and sometimes your dependents. It's typically offered as...
Medicare Part D: Understanding Prescription Drug Coverage
August 6, 2026
For many people on Medicare, prescription medications are a daily reality. Understanding how Medicare covers prescription drugs—and how to make sense of your options—is an...
Customer Reviews
Ray Beaird is a good man. I have two cars insured with his office and would...
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I have been a customer of Carolina Insurance Group and Ray Beaird for many...
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The company and staff is always very helpful
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