Category: Uncategorized
Own a Travel Trailer or Camper? Here’s What Your Auto Policy Probably Isn’t Covering
September 9, 2026
Travel trailers and campers offer some of the best memories a family can have — but they also come with insurance considerations that are easy...
That Guitar, Coin Collection, or Comic Book Stash Might Be Worth More Than Your Policy Covers
August 18, 2026
Most homeowners and renters policies include coverage for personal property — but that coverage is built for everyday belongings, not specialty items with values that...
Renters Insurance Costs Less Than Your Streaming Subscriptions — So Why Do So Many Renters Skip It?
August 3, 2026
If you rent your home or apartment, there's a common and costly assumption floating around: that your landlord's insurance policy protects your belongings. It doesn't....
May 1, 2026
HO3 vs. HE7 Homeowners Insurance in North Carolina: Why Most Homeowners Should Choose the Enhanced HE7 Form HO3 vs. HE7 Homeowners Insurance in North Carolina:...
A Homeowner’s Guide to Dealing with Ice Dams
February 2, 2026
Ice dams form when snow on a roof melts, runs down to colder eaves, and refreezes into a ridge that blocks drainage. Over repeated melt-freeze...
Customer Reviews
Ray Beaird is a good man. I have two cars insured with his office and would...
Terence M
I have been a customer of Carolina Insurance Group and Ray Beaird for many...
Steve M
The company and staff is always very helpful
Charles G
CG
Carolina insurance has provided me with great friendly customer service to...
Jim E
Ray and Phyllis have consistently provided me with exceptional service and...
Mark B
We have been represented by Carolina Insurance Group for decades now. We have...
Nan B
Sandy (A.K.A Sandra) has always been so kind and very helpful for me with all...
Kayla A
Ray was great. He answered all of my questions and got me a much better rate...
Chris D
Ray was very accommodating in servicing our needs on a pretty tight timeline. ...
Steve L
SL
I worked with Ray at Carolina Insurance Group and he made the insurance...
Michael L
