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Understanding Home and Auto Insurance Rates in North Carolina for 2026
February 26, 2026
As a resident of North Carolina, staying informed about home and auto insurance rates is essential, especially with the state's unique blend of coastal risks,...

Your New Year’s Insurance Checklist
January 1, 2026
A new calendar year is a natural reset. Over the past 12 months, you may have moved, bought a car, started a home-based business, gotten...

Back to School, Back on the Road: Auto Insurance Tips for Teen Drivers
September 2, 2025
For many families in North Carolina, the back-to-school season marks a time when teens get behind the wheel for the first time. Whether your teen...

Managing Premiums: Tips for Getting Lower Personal Insurance Rates
August 1, 2025
Insurance is vital to protecting the value of your home, car, and other personal assets. That doesn’t mean that the premiums should break the bank!...

Does Auto Insurance Cover Vandalism?
March 20, 2025
When most people think about auto insurance, they often consider how it protects their car in the event of an accident. But what if you discover...

Here’s What Road Salt Does to Your Car
March 9, 2025
When the season changes to spring, our cars often wear the scars of the winter they’ve just endured. And not just from the harsh weather....

5 Winter Driving Mistakes That May Increase Your Premium
February 2, 2025
Yesterday was Car Insurance Day. The first day of February serves as a yearly reminder of the comfort brought by our services. As we face...

What Should I Do if I Have Trouble Driving at Night?
December 19, 2024
We all know there are plenty of driving hazards to worry about during the day – from rain and snow to deer and potholes. But...

How to Avoid Hitting a Deer
December 5, 2024
Autumn is beautiful, but it also introduces some fall driving hazards… deer collisions being one of them. From October to December, mating and hunting season...

What to Bring When Buying a Car?
November 19, 2024
That shiny new ride is right in reach. You’ve searched high and low, spent more time reviewing reviews on Google than you want to admit,...
Customer Reviews
Ray Beaird at Carolina Insurance Group in Garner NC has been my insurance agent...
Rich V

Ray Beaird is a good man. I have two cars insured with his office and would...
Terence M

Taking the time out to go over different options for my insurance package.
Dre

The company and staff is always very helpful
Charles G
CG
Carolina insurance has provided me with great friendly customer service to...
Jim E

Ray and Phyllis have consistently provided me with exceptional service and...
Mark B

We have been represented by Carolina Insurance Group for decades now. We have...
Nan B

Ray was great. He answered all of my questions and got me a much better rate...
Chris D

Ray was very accommodating in servicing our needs on a pretty tight timeline. ...
Steve L
SL