Category: Home Sense

When Should I Call My Insurance Agent?
August 4, 2026
An insurance agent isn’t just someone who can sell you a policy. Whether you have a question about your coverage, need to file a claim...

Grilling Safety Tips for Propane, Charcoal and Gas Grills
June 29, 2026
Grilling food outside is a classic summer pastime but it’s not without risk. According to the National Fire Protection Association (NFPA), grills are involved in...

6 Reasons Why Water Heaters Fail
April 8, 2025
It’s no fun going without hot water. That’s especially true when the seasons change and temperatures take a dip. But like nearly every otherappliance in your house,...

The Beginner’s Guide to Short-Term Rentals
April 7, 2025
From a stylish urban loft to a cozy country cottage… booking a short-term stay is a hot trend (and a great way to travel like...

Home Siding: Pros and Cons of 5 Popular Types
March 28, 2025
Switching up your home’s exterior siding is a bold statement… and a big decision. When starting your research, a few factors to consider are curb...

Helping Your Home Recover from Winter
March 24, 2025
There’s a sense of deep pride that comes with being a homeowner. But with that satisfaction comes its share of weekend home improvement projects and...

7 Tips for Staying Safe During Extreme Cold Weather
January 14, 2025
Polar Vortex and Extreme Cold Safety Tips Only travel if you have to. In extreme cold, you shouldn’t travel unless it’s absolutely necessary. Staying inside will...

What to Know About Renting to Own
December 4, 2024
Over the last several years, many Americans have become pessimistic on the prospect of home ownership. According to a recent Bankrate survey, 51 percent of...
Customer Reviews
Ray Beaird is a good man. I have two cars insured with his office and would...
Terence M

I have been a customer of Carolina Insurance Group and Ray Beaird for many...
Steve M

The company and staff is always very helpful
Charles G
CG
Carolina insurance has provided me with great friendly customer service to...
Jim E

Ray and Phyllis have consistently provided me with exceptional service and...
Mark B

We have been represented by Carolina Insurance Group for decades now. We have...
Nan B

Sandy (A.K.A Sandra) has always been so kind and very helpful for me with all...
Kayla A

Ray was great. He answered all of my questions and got me a much better rate...
Chris D

Ray was very accommodating in servicing our needs on a pretty tight timeline. ...
Steve L
SL
I worked with Ray at Carolina Insurance Group and he made the insurance...
Michael L
