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Category: Frozen Pipes
May 1, 2026
HO3 vs. HE7 Homeowners Insurance in North Carolina: Why Most Homeowners Should Choose the Enhanced HE7 Form HO3 vs. HE7 Homeowners Insurance in North Carolina:...
How To Prevent Frozen Pipes
January 20, 2026
How To Prevent Frozen Pipes (And What To Do If They Freeze Anyway) by Erie Insurance on December 31, 2025 Frigid winter temperatures can cause pipes to freeze...
Customer Reviews
Ray Beaird is a good man. I have two cars insured with his office and would...
Terence M

I have been a customer of Carolina Insurance Group and Ray Beaird for many...
Steve M

The company and staff is always very helpful
Charles G
CG
Carolina insurance has provided me with great friendly customer service to...
Jim E

Ray and Phyllis have consistently provided me with exceptional service and...
Mark B

We have been represented by Carolina Insurance Group for decades now. We have...
Nan B

Sandy (A.K.A Sandra) has always been so kind and very helpful for me with all...
Kayla A

Ray was great. He answered all of my questions and got me a much better rate...
Chris D

Ray was very accommodating in servicing our needs on a pretty tight timeline. ...
Steve L
SL
I worked with Ray at Carolina Insurance Group and he made the insurance...
Michael L
