In today’s digital world, a single cyber incident can shut down operations, trigger massive regulatory fines, and destroy customer trust. Hackers, ransomware, viruses, or even a simple system glitch can put any organization—regardless of size or industry—at serious financial risk.
That’s why Travelers CyberRisk has become a go-to solution for businesses that want real protection, not just a policy on paper.
Coverage Highlights
CyberRisk is available as a stand-alone policy or as part of a management liability suite. It includes a broad menu of insuring agreements designed to address the full spectrum of cyber exposures:
Liability Insuring Agreements
- Privacy & Security – Unauthorized access, breach notification failures, DDoS attacks, virus transmission, and more
- Media – Copyright infringement, defamation, libel, slander, and right-of-privacy violations in both digital and printed content
- Regulatory – Defense against government investigations and regulatory proceedings
Breach Response Insuring Agreements
- Privacy Breach Notification – Notification costs, call centers, credit monitoring, and identity fraud insurance
- Computer & Legal Experts – Forensic investigation, breach containment, and legal response
- Betterment – Upgrades to your systems after a breach to eliminate the same vulnerability
- Cyber Extortion – Ransom payments and related costs
- Data Restoration – Recovery of lost or corrupted data, programs, and software
- Public Relations – Crisis communication services to protect your reputation
Cybercrime Insuring Agreements
- Computer Fraud
- Funds Transfer Fraud
- Social Engineering Fraud (Business Email Compromise)
- Telecom Fraud
Business Loss Insuring Agreements
- Business Interruption – Lost income and extra expenses from a cyber attack or virus
- Dependent Business Interruption – Coverage when a key vendor’s system fails
- System Failure – Coverage for accidental, non-malicious outages
- Reputational Harm – Lost revenue when a cyber event becomes public
Travelers Cyber Risk Services – Included at No Extra Cost
Every CyberRisk policyholder automatically receives access to Travelers’ industry-leading prevention and response services:
- Always-On Threat Monitoring & Alerts – Same-day, actionable threat intelligence
- Expert Guidance from the In-House Cyber Risk Services Team – Personalized security recommendations
- 24/7 Cyber Risk Dashboard – Real-time view of your cyber exposure and custom action steps
These services help you prevent attacks instead of just reacting to them.
Who Should Consider CyberRisk?
- Private companies
- Nonprofits
- Public entities
- Any organization that stores sensitive data, relies on technology, or could suffer financial loss from a system disruption
Bottom Line
Cyber liability insurance is no longer optional—it’s a business essential. Travelers CyberRisk gives you one of the broadest, most flexible coverages available, plus powerful prevention tools at no additional charge.
Ready to protect your organization? Let’s review your current cyber exposure and see how Travelers CyberRisk can fit your needs.
Contact me today for a no-obligation quote and a complimentary cyber risk assessment.
Ray Beaird 919-234-7868 ray@carolinainsurancegroup.net
Sandy Maxwell 910-595-6242 sandy@carolinainsurancegroup.net
