Tag: Insurance
HO-3 vs HE-7 Homeowners Insurance: What Garner & Fuquay-Varina Homeowners Should Know
September 10, 2026
If you own a home in Garner or Fuquay-Varina, you've probably heard the term "homeowners insurance"—but you may not have heard of the policy forms...
Own a Travel Trailer or Camper? Here’s What Your Auto Policy Probably Isn’t Covering
September 9, 2026
Travel trailers and campers offer some of the best memories a family can have — but they also come with insurance considerations that are easy...
That Guitar, Coin Collection, or Comic Book Stash Might Be Worth More Than Your Policy Covers
August 18, 2026
Most homeowners and renters policies include coverage for personal property — but that coverage is built for everyday belongings, not specialty items with values that...
Renters Insurance Costs Less Than Your Streaming Subscriptions — So Why Do So Many Renters Skip It?
August 3, 2026
If you rent your home or apartment, there's a common and costly assumption floating around: that your landlord's insurance policy protects your belongings. It doesn't....
Does Your Homeowners Policy Really Cover Your ATV or Golf Cart? Probably Not the Way You Think
July 27, 2026
If you own an ATV, golf cart, or similar recreational vehicle, there's a good chance you're assuming it's protected the same way your lawn mower...
US Home Prices Show Modest Annual Growth With Sharp Regional Variation in Spring 2026
July 13, 2026
A closer look at the 3-month home price index through April shows prices rose 0.8% since the start of the year. Published on June 25,...
Moving to Raleigh NC in 2026? Your Complete Insurance Checklist for Home, Auto, and More
May 19, 2026
Moving to Raleigh NC in 2026? Your Complete Insurance Checklist for Home, Auto, and More Raleigh and the Research Triangle area continue as one of...
May 1, 2026
HO3 vs. HE7 Homeowners Insurance in North Carolina: Why Most Homeowners Should Choose the Enhanced HE7 Form HO3 vs. HE7 Homeowners Insurance in North Carolina:...
Understanding Home and Auto Insurance Rates in North Carolina for 2026
February 26, 2026
As a resident of North Carolina, staying informed about home and auto insurance rates is essential, especially with the state's unique blend of coastal risks,...
Travelers CyberRisk Insurance: Complete Protection Against Today’s Cyber Threats
February 16, 2026
In today’s digital world, a single cyber incident can shut down operations, trigger massive regulatory fines, and destroy customer trust. Hackers, ransomware, viruses, or even...
Customer Reviews
Ray Beaird is a good man. I have two cars insured with his office and would...
Terence M
I have been a customer of Carolina Insurance Group and Ray Beaird for many...
Steve M
The company and staff is always very helpful
Charles G
CG
Carolina insurance has provided me with great friendly customer service to...
Jim E
Ray and Phyllis have consistently provided me with exceptional service and...
Mark B
We have been represented by Carolina Insurance Group for decades now. We have...
Nan B
Sandy (A.K.A Sandra) has always been so kind and very helpful for me with all...
Kayla A
Ray was great. He answered all of my questions and got me a much better rate...
Chris D
Ray was very accommodating in servicing our needs on a pretty tight timeline. ...
Steve L
SL
I worked with Ray at Carolina Insurance Group and he made the insurance...
Michael L
