Apartment Complexes Insurance

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Serving Raleigh with Commercial Property Insurance at Competitive Rates

Carolina Insurance Group works with a long list of carriers to find you the right insurance at the right price. When owning or running an apartment complex, it’s crucial to protect yourself, your property, and your tenants in the face of every possibility. That’s why Carolina Insurance Group works hard to find apartment complex owners and managers the coverage they need.

Is There Property Insurance for Apartment Complexes?

You can purchase commercial property insurance for your apartment complex. This insurance provides coverage for a range of incidents that you may or may not anticipate as an owner or manager of an apartment complex.

What Insurance Should You Have for Your Apartment Complex?

Commercial property insurance will help cover your apartment complex with coverages available to combat almost any unexpected event. Coverage may include:

• General liability: As with homeowner’s insurance, general liability relates to bodily injury and property damage of another person while on your property. If a tenant is injured while in your apartment complex, general liability can help protect you from claims concerning the injury.
• Business owner’s policy (BOP): A business owner’s policy combines liability and property coverages for business owners.
• Property damage: Having property damage coverage is extremely important for any rented building. Apartment buildings tend to see a lot of damage and having the right amount of coverage ensures that you won’t have to pay for it all out of pocket.
• Business income: Business income coverage can cover income loss incurred from an accident that results in the apartment complex no longer being able to run for the time it takes to repair the damage.

Optional coverage can include rent guarantee insurance, which pays you even if your renter doesn’t.

What We Offer

At Carolina Insurance Group, we have dedicated, knowledgeable agents working with an extensive list of carriers to find you the best price on the insurance you need. Our carriers include but are not limited to Chubb, Travelers Insurance Company, Guard Insurance Company, Hartford Insurance Company, MetLife, Nationwide Insurance, and Universal Property and Casualty Insurance Company.

Call us at (919) 234-7868 or email us to insure your apartment complex with Raleigh commercial property insurance today.